Plan ahead for bills - No matter how big or little our income is, we'll definitely need to pay bills monthly. Save for the payment of your bills as soon you receive your paycheck. Paying your bills promptly will keep you from paying penalty fees which are added expense.
Budget your income - A budget will show your exact earnings and your expenses. A budget will show you if you're spending more than what you earn. Hence, it will be easier for you to check if you're about to be in debt. Create a monthly budget and stick with it.
Prioritize your necessities - Label your basic needs in life. You will definitely need food in order to survive and be able to work daily. So, place it on top of your list. If you're taking medications, you can place it next to food. If not, list down shelter next. Don't forget your utility bills and your transportation allowance for going to work
Be organized - Try a budget planner in order to manage your finances effectively. If you get your budget intact and organized, stick to it. Never put your dollar on trivial things.
Stay away from unnecessary spending - Avoid shopping randomly or impulsive buying. Spend only on the things that are important to you. Oftentimes, unnecessary spending springs from boredom. Make yourself productive and you will forget about spending your money.
Unnecessary spending springs from boredom...Make yourself productive.
Invest on value - When at the mall, look around for some value in your shopping.Shop for the best price. Wait for a sale if you need to purchase a major item that will cost you much money. This is quite time consuming and stressful but this will allow you to save money.